The Smarter Business Bank for Roofing Contractors: Why We Recommend Mercury

Roofing contractors don’t operate on 9-to-5 schedules—and neither should your bank. Between insurance claim delays, sub payments, material drops, and project cash flow, you need more than a place to park your money. You need a banking partner built for speed, clarity, and growth.

That’s why so many modern roofers are moving to Mercury.

Mercury: A Modern Bank Built for Contractors

Here’s how Mercury outshines traditional business banks—especially for companies working storm restoration and insurance claims:

• No account fees, no minimums — Whether you’re scaling or seasonal, Mercury keeps it simple: no monthly charges and no minimum balances.

• Free ACH & wire transfers — Send and receive money—fast and fee-free—so you can pay subs or get paid by insurers without friction.

• Virtual cards & user controls — Issue cards to PMs or crews, set spend limits, and track expenses by job or role.

• Bookkeeping & receipt tracking built in — Sync with QuickBooks or Xero, attach receipts, and stay audit-ready if a carrier asks for a paper trail.

• FDIC coverage up to $5M — Claim proceeds and supplemental payments are protected via Mercury’s sweep account system.

Real-World Benefits for Roofers

Mercury’s online-first setup means less paperwork, fewer trips to the bank, and way more visibility into your business finances. You can segment budgets by project, automate reporting, and scale your ops without scaling your admin load.

“It’s the first business bank that doesn’t feel like a bank. No fees, no BS. It just works.” — via Trustpilot

Whether you're running five jobs or fifty, Mercury gives you the banking horsepower without the complexity.

Heads Up: A Few Limitations

• No physical branches or cash deposits — Everything’s digital, so it’s best for teams who already run on tech.

• Mercury isn’t a bank itself — It partners with FDIC-insured banks to deliver its service securely and legally.

Ready to Try It?

If you want a business account that aligns with how you actually run your roofing company—fast, remote, efficient—Mercury is worth a serious look.

👉 Sign up through our Roofer Resource partner link here. we recommend it, we use it, and we think you’ll love it too.

– The Roofer Resource Team
#roofing #insuranceclaims #construction #Xactimate #stormsupplements